This post was sponsored by MetLife as part of a Social Activation for Influence Central and all opinions expressed in my post are my own.
No one ever expects to need a lawyer; however, at some point, we may all have to use one.
Document creation for things such as wills and designating guardianship are important items that every family should have. For those who have children who are intellectually disabled, we worry about what is going to happen to our children after we are gone. As we get older, we want to make sure our children are going to be taken care of. This means properly designating someone for their care in the event something untimely occurs.
The Benefit and Ease of Legal Plans
With 35% of Americans living paycheck to paycheck, having a lawyer on retainer isn’t always a viable option for every family. However, there are ways that you can still get the legal help you need, without having to shell out over $300 an hour. One option is a group legal plan, which may be available through your employer.
Legal plans provide access to a pre-screened, nationwide network of attorneys who can assist with common legal issues, including things like will preparation and guardianship. Legal plans also help with things like minor traffic infractions, disputes with a landlord, estate planning, and even identity theft.
How to Enroll
Many employers have open enrollment during the fall for their employees. Now is the time to re-evaluate your family’s needs and goals, and to decide what will benefit you all in the long run. Start by assessing the needs of your family: Are you currently renting your home? Do you plan to purchase a home in the next year or two? If so, educate yourself to see if a legal services plan is available through your employer and how it could meet your needs.
If you aren’t sure what open enrollment is, it is specified period each year where employers allow employees to make benefit selections regarding insurance plans and other needs. Because this timeframe varies from employer to employer, be sure to check with yours to see when open enrollment will occur.
Don’t wait until last day to enroll! Want to know more? Check out this blog post from MetLife.